Fontana Lake House, Carate Urio
Carate Urio, Via Fontana, Lake Como, Italy
Why We Selected It
Most houses at this price on the western shore give you either the view or the garden — rarely both, and almost never flat, usable outdoor ground. This one has a dominant position over the water and a garden laid out on level terraces, protected by a natural rock face that creates a warm pocket where Mediterranean planting thrives. The 2021 renovation was done carefully rather than cheaply: every room is oriented to the lake, the living floor opens straight onto the garden, and the finishes — traditional laid parquet, bespoke joinery — are the kind that age well. It is independent, with no building service charges, and it is ready to use on the day of the deed.
The Home
Detached lake house with terraced garden · Fully renovated in 2021, move-in ready
A recently rebuilt lake house above Carate Urio, sitting high enough to hold the full width of the lake, with a flat terraced garden sheltered by its own rock wall.
- Around 185 m² over two levels, detached and independent, with no shared building costs.
- Living floor with a wide open living area; full-height glazing in the kitchen and dining space opening directly to the garden.
- Sitting room with an open view over the lake, bright through the day thanks to the southern exposure.
- A modern staircase leads up to two bedrooms and two bathrooms.
- Traditional laid parquet throughout; bespoke contemporary joinery in every room.
- Terraced garden on level ground, enclosed by a natural rock backdrop for privacy and shelter; cellar included.
- Pedestrian access along a quiet lane; village centre — pharmacy, minimarket, bank, restaurants — a few minutes on foot.
Life Here
The village
Carate Urio is a shore village of just over a thousand people, with everyday services in the centre and the lakefront a short walk below the house.
Nearby
Cernobbio and its restaurants and hotels are minutes away by car; Como sits at the head of the lake.
Getting here
The motorway is a few minutes away, connecting to Milan and to Malpensa and Linate airports.
Rhythm
Residential and calm year-round, with the summer lake season arriving without overwhelming the village.
Our Perspective
Why it works
A finished house needing no works, on one of the most consistently demanded stretches of Lake Como, with private outdoor space and no management costs attached to a building.
Ownership case
The western shore between Cernobbio and Laglio holds value because supply is fixed and access to Milan is quick. A two-bedroom, fully renovated house with a garden and lake view is exactly the profile that performs in the seasonal rental market, and it can be used privately without compromise in between.
What makes it special
A detached house holding the full width of the lake, with a flat terraced garden sheltered by its own rock wall; the 2021 renovation oriented every room to the water, and there are no shared building charges.
Best suited for
A buyer who wants a lake house that is already done — view, garden and finishes in place — rather than a project.
Homes with a similar character
Terrace Villa Apartment, Tremezzina
Panoramic Terrace Penthouse, Verona
Frescoed Palazzo Apartment, Bologna
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